Encuesta

¿Sabe usted cuál es la diferencia entre un banco y una cooperativa de ahorro y crédito?

Si
No

hogar
Spanish

Cinco Consejos Para Bajar Costos y Estirar su Presupuesto para Viajar

Five Cost-Saving Tips to Stretch Travel Budgets

by Miriam De Dios

A USA TODAY/Gallup Poll found that nearly three quarters of Americans plan to vacation at least 100 miles from home, an almost 15% increase since 2012.

"People take vacations to get away from everyday stresses," said Emily Caropreso, Director of Communications & Marketing, Iowa Credit Union League. "However, without planning ahead or creating a budget, your vacation may generate debt that can take months or years to pay off, creating more headaches."

For those seeking to add a vacation back into their budgets, the following five tips are recommended:

  • Bring your own food and snacks. Whether traveling for a week-long or simple day trip, bring your own food and snacks. Food and beverage prices are typically higher in "touristy" areas, so save your money by bringing bottled water and sodas, and packing snacks and lunches.
     
  • Have a budget when on-site. Many people budget for the travel and hotel costs of their vacations, but forget to consider meals and activities when on-site. Think carefully about what activities your family might want to experience - water skiing or zip lining - and what meals you'll want to enjoy out, and budget appropriately before you leave.
     
  • Look for local excitement. Summer is the season for local festivals and activities throughout Iowa, and most are free.

  • Leave unnecessary financial instruments at home. Before going on vacation, look through your wallet and purse and remove any financial instruments that you won't need, and leave them at home. Why bring your checkbook or other less-used payment methods on vacation and risk them being lost or stolen? Only bring the forms of payment that you plan on using, plus a backup.
     
  • Make use of gas discount programs. Traveling by car is pretty much inevitable, whether enjoying an out-of-town getaway or stay-cation this summer. Many retailers, such as grocery stores and gas stations, offer gas discounts that can amount to significant savings, especially if you plan ahead and amass the rewards over the months leading up to your vacation.

Published 7-1-2013

Compártelo

Tu dirección electrónica

La dirección electrónica de ellos

Comentarios

Página

Cerrar

Envíanos Tus Comentarios

Tu Nombre

Correo Electrónico

Comentarios

¿Quieres que un representante de la credit union se ponga en contacto contigo?
Si No
Si tiene alguna pregunta sobre su cuenta o una transacción, por favor póngase en contacto con su credit union por teléfono en vez de usar esta forma.

Cerrar

RSS Compártelo Contáctanos